Capital Credits

Capital Credits

When you signed up to receive electric service from Whitewater Valley Rural Electric Membership Corporation (REMC) you became a member—and owner—of a cooperative electric utility. While investor-owned utilities return a portion of any profits back to their investors, electric co-ops operate on a not-for-profit basis. So instead of returning profits, known as margins, to investors who might not live in the same region or even the same state as you do, we periodically retire capital credits (also called patronage capital or equity capital) based on how much you paid the co-op for electricity during a specified time period.

Below are forms necessary for filing a capital credit claim with the cooperative.

Address Verification Form

Proposal for Payment - Individual Form

Instructions - Capital Credit Claim for Estate

Affidavit for Transfer of Assets

Instructions - Capital Credit Claim for Dissolved Business

Proposal for Payment - Business Form

Call the WWVREMC office at 800-529-5557 or 765-458-5171 for more information on filing a capital credit claim.  You may also email us at

capital credits flyer